Make it big: The true measure of success is how many times you can bounce back from failure. Stephen Richards.
Make it big: Self-belief and hard work will always earn you success. Virat Kohli.
Make it big: Ambition is the path to success. Persistence is the vehicle you arrive in. Bill Bradley.
Make it big: Many of life's failures are people who did not realise how close they were to success when they gave up. Thomas Edison.
Make it big: Success doesn't count unless you earn it fair and square. Michelle Obama.
Make it big: Success is getting what you want. Happiness is wanting what you get. Dale Carnegie.
Make it big: At the end of the day, you are solely responsible for your success and your failure. Erin Cummings.
Make it big: Success is a lousy teacher. It seduces smart people into thinking that they can't lose. Bill Gates.
Business Tip: If you already have customers, be sure to hold on to them by providing new products or services on a regular basis.
Business Tip: Know your finances inside and out so you can make informed decisions. Be aware of your revenues, expenses, profits, debt, cash flow and taxes.
Business Tip: When choosing a business location, think about your needs. Consider the opportunity for growth, and your proximity to suppliers or consumers.
Business Tip: Do additional research. Find out all the standard costs within your industry. This will help you to plan properly for your business expenses.
Business Tip: You need to have an excellent understanding of the sector you want to launch into. Gain some experience in that sector before launching.
Business Tip: Always keep in mind that success won't happen overnight. It's going to take some time before you make a profit.
Business Tip: Make sure that you take out business insurance as early as you can afford it. Choose an insurance package that best suits your business.
Business Tip: If your idea is rejected by customers or investors, don't give up. Rather use their criticisms to help you to improve your idea.
Stokvel Tip: Some stokvels offer the option to borrow from the group account, with a varying interest rate. This depends on the amount needed and for how long.
Stokvel Tip: The average contribution each month for a burial stokvel is R210. Investment stokvels are much higher, with amounts ranging between R300 and R500.
Stokvel Tip: The most popular stokvels are savings, burial, grocery, birthday and investment-savings groups.
Stokvel Tip: Anyone can join a stokvel. If you are able to contribute the required amount on the a regular basis and are acceptable, then you can join.
Stokvel Tip: Stokvels usually do not have any interest charged on outstanding contributions, so if you fall behind you only pay the amount you missed.
Stokvel Tip: The majority of stokvels are concentrated in Gauteng, followed by Limpopo then Kwa-Zulu Natal. Finding one in these areas is not difficult.
Stokvel Tip: Choose a day of the week that is most convenient for stokvel members to pay their contributions, typically on payday or the Monday thereafter.
Stokvel Tip: Stokvels can be a big hand up if banks won't offer you any loans, but make sure they are well-managed and pay out on time.
Save Money: Tell loved ones that you're trying to trim your spending, and you'd love it if they would offer any suggestions and support they might have.
Save Money: Instead of going out to eat at work, take your own lunch — if not every day, then at least a couple of times a week.
Save Money: If you have a regular urge to buy clothes, go through everything that you have and see what you might find.
Save Money: Use the leftovers of a previous meal as the basis for a new meal. You will be surprised at the possibilities.
Save Money: Try to find another set of parents or two that you trust, and swap nights of babysitting with them instead of having to hire a babysitter.
Save Money: Eating a healthy breakfast fills you up with energy for the day while also curbing your desire for a big, expensive lunch.
Save Money: Do you have a pile of unread magazines sitting around your house? Cancel those magazine subscriptions now.
Save Money: To put your debt into terms that are easy to understand, make a giant progress bar and keep this in a place where you will see it often.
