Make it big: I'd rather be a failure at something I love than a success at something I hate. George Burns.
Make it big: Without an open-minded mind, you can never be a great success. Martha Stewart.
Make it big: Success is nothing more than a few simple disciplines, practised every day. Jim Rohn.
Make it big: Success usually comes to those who are too busy to be looking for it. Henry David Thoreau.
Make it big: If you were successful, somebody along the line gave you some help. Barack Obama.
Make it big: Action is the foundational key to all success. Pablo Picasso.
Make it big: Don't aim for success if you want it; just do what you love and believe in, and it will come naturally. David Frost.
Make it big: Try not to become a man of success, but rather try to become a man of value. Albert Einstein.
Business Tip: Work on your communication skills. You need to able to clearly and calmly communicate with your investors, colleagues and employees.
Business Tip: Don't try to do everything yourself. A good leader knows how to delegate and manage effectively.
Business Tip: People who are successful often credit their success to a mentor or a group of mentors who really helped guide them to get to where they are.
Business Tip: Don't do something that you won't enjoy. You know what you love; find a way for it to make you money, or you're setting yourself up for failure.
Business Tip: Don't be afraid of change. Your market might change over time, and you will need to adapt your business focus to keep up.
Business Tip: A good idea is not enough. Businesses aren't just about ideas – businesses are about execution. Once you have an idea, work on the execution.
Business Tip: Identify a problem to solve within the market you're interested in. This will lead you to what you business should focus on.
Business Tip: Know how to take criticism. Take as much feedback from as many people as you can, as this will help you in the long run.
Stokvel Tip: Some stokvels offer the option to borrow from the group account, with a varying interest rate. This depends on the amount needed and for how long.
Stokvel Tip: The average contribution each month for a burial stokvel is R210. Investment stokvels are much higher, with amounts ranging between R300 and R500.
Stokvel Tip: The most popular stokvels are savings, burial, grocery, birthday and investment-savings groups.
Stokvel Tip: Anyone can join a stokvel. If you are able to contribute the required amount on the a regular basis and are acceptable, then you can join.
Stokvel Tip: Stokvels usually do not have any interest charged on outstanding contributions, so if you fall behind you only pay the amount you missed.
Stokvel Tip: The majority of stokvels are concentrated in Gauteng, followed by Limpopo then Kwa-Zulu Natal. Finding one in these areas is not difficult.
Stokvel Tip: Choose a day of the week that is most convenient for stokvel members to pay their contributions, typically on payday or the Monday thereafter.
Stokvel Tip: Stokvels can be a big hand up if banks won't offer you any loans, but make sure they are well-managed and pay out on time.
Save Money: Need new clothes? Try out vintage and second-hand stores. You can often find great items at shockingly low prices.
Save Money: When buying medication, ask for a generic. It has the same active ingredients at a fraction of the cost of the original medication.
Save Money: Don't shop while hungry. You'll be tempted to spend more on food and snacks.
Save Money: Instead of buying lunch every day, make lunch at home and bring it with you. The savings will really add up.
Save Money: Always shop around for the best price. Go to multiple stores to find the cheapest prices for what you need.
Save Money: Buying coffee every day really adds up. Make coffee at home and bring it to work in a flask.
Save Money: If you're about to go out to eat, go out on days and to places that have specials and discounts.
Save Money: If you know petrol prices are going up, fill up your tank before the new prices go into effect.
